NJ's Best Business Rates

600+ Small Businesses Count On Us

Community Check Cashing has been serving Monmouth and Ocean Counties for over 20 years! We offer the best possible rates from as low as 1.4% through 3% depending on the check. Our goal is to make your life easier, let us help you get your money right away with no stops or holds just cash in your hands. We cash a variety of checks but our specialty is catering to the small business owner. Visit our small business page for answers to many questions you may have. Community Check Cashing also offers other services including money orders, money transfers, prepaid cards, and bill payment. Visit one of our four convenient locations today to meet all of your check cashing needs!

Today's Business Rates »
Check Cashing

No waiting for checks to clear, we will cash your check today.

Money Transfers

We are an authorized Western Union agent.

Bill Pay

With access to over 10,000 billers, we can help you pay a wide variety of bills.

Money Orders

Get the convenience & security of a check, without needing a checking account.

4 Convenient NJ Locations

We are licensed by the NJ Department of Banking and our business rates are the absolute best in New Jersey.

Brick, NJ Store

292 Brick Blvd • Brick, NJ 08723 - Get Directions

Call Us: (732) 451-9700

Brick Location Hours:

Currently Closed Due to Coronavirus

Community Check Cashing in Brick, NJ

W. Long Branch, NJ Store

210 Hwy 36 • Long Branch, NJ 08723 - Get Directions

Call Us: (732) 272 -1798

W. Long Branch Location Hours:

8AM - 8PM Monday – Friday
8AM - 6PM Saturday
8AM - 4PM Sunday

Community Check Cashing in W. Long Branch, NJ

Neptune City, NJ Store

306 W. Sylvania Ave • Neptune City, NJ 07753 - Get Directions

Call Us: (732) 774 - 6765

Neptune City Location Hours:

9AM - 6PM Monday – Saturday

Closed Sunday

Community Check Cashing in Neptune City, NJ

Toms River, NJ Store

793 Fischer Blvd • Toms River, NJ 08753 - Get Directions

Call Us: (732) 573-0800

Toms River Location Hours:

9AM - 6PM Monday - Saturday

Closed Sunday

Community Check Cashing in Toms River, NJ

Frequently Asked Questions

Below you will find many questions that we are often asked.

In order to cash checks made out to your business you would need to sign up for an account with us at Community Check Cashing. It's a simple process and very easy to do! We accept both incorporated companies as well as trading as businesses. Please bring in your business paperwork (certificate of formation or trading as papers and the letter from the IRS issuing your EIN) as well as your ID. We have some paperwork for you to fill out and then you're done! Once you've created a business account with us you'll be all set to cash checks made out to your business with us and you'll qualify for our special business customer rates. To make things even easier for you we can email or fax you the paperwork that needs to be filled out so that you can have it ready when you come in! Just contact us here or call your local branch of Community Check Cashing to request the appropriate paperwork. 

In order to cash a check made payable to your name you need a valid ID. 

This can include a NJ issued driver's license or a state issued non-driver ID. 

We also accept birth certificates with social security cards, school IDs, or passports but proof of address is also required to use these forms of ID.  Acceptable items for proof of address can be things like a utility bill or vehicle registration. 

No! Please wait to sign your check until you're in the store and in front of the teller.

If you sign the check prior to entering the store we may not be able to cash it for you. 

Yes, we do! Social security checks and SSI checks are cashed at a reduced rate of 1.5%

Our check cashing rates for non-business customers are 2.21% for checks up to $2500.00 and for checks over $2500.00 the rate increases to 3%. 

For our qualified business customers (those who have signed up with business accounts with us) we offer a sliding scale for our rates, providing you with the best possible rates in the state! 

Checks up to $3500 are cashed at a rate of 2.21%

Checks from $3501 - $7500 are cashed at a rate of 2.0%

Checks from $7501 - $15000 are cashed at a rate of 1.75%

Checks over $15001 are cashed at a rate of 1.5%

Yes, as long as you bring in proof of address showing that you have a NJ residence then you can use an out of state ID. Acceptable forms of proof of address would include things like a utility bill or vehicle registration. 

Yes, we do! Tax return checks are cashed with the proper ID.